Home Our business units Wholesale Banking – Multitude Bank
BANKING TAILORED FOR YOU

Under our Multitude Bank brand, Wholesale Banking offers personal, tailor-made and asset-based financing in situations where traditional banks often say no. We help you turn complexity into opportunity.


OUR EXPERTISE HELPING YOU GROW

In an era where innovation and adaptability are paramount, traditional banks encounter difficulties keeping pace with today’s customers’ sophisticated needs. After successfully addressing these challenges for ourselves, initially developing solutions to support our own three business units, we are now well-positioned to extend offering our growth platform, the solution, to external customers.

Main USP’s

The offering of the Wholesale Banking business unit is twofold: Secured Debt, earlier referred to as warehouse lending, and a Payment Solution. After successfully piloting and optimising these products, the teams, processes, and technology are ready for expansion.


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Secured debt

Provides non-bank lenders, real estate investors, and other customer segments with fast and digital access to scalable credit facilities to support business development projects.

  • Attractive funding
  • Credit risk management
  • Fast underwriting process
  • Regulatory know-how
  • Collection knowledge

Visit Multitude's Financing page


A woman giving a presentation

Payment Solutions

Scale your payment business with regulated banking infrastructure designed for PSPs, fintechs and regulated financial institutions.

Launch faster, expand into new markets and simplify your banking setup through a single integration covering payments, accounts and safeguarding.

  • Process instant and regular payments across SEPA and local Swedish and Czech payment rails
  • Offer local EUR, SEK and CZK accounts to your clients
  • Segregate and reconcile funds efficiently with virtual accounts
  • Safeguard customer funds with regulated safeguarding accounts
  • Expand into new markets without building multiple banking relationships

Visit Multitude's Payments page


Key growth drivers

Wholesale Banking has full access to the Multitude platform e.g. for the regulatory and technological foundation for speed, cross-resourcing and selling opportunities for efficiency, and access to favourable funding.


Internal

We aim to enhance efficiency, security, and scalability within the financial ecosystem, thereby fostering mutually beneficial partnerships with our customers

Macroeconomics and trends

Market shifts, such as infrastructure changes required for scaled adoption and participation in the global market represent a generational opportunity to build new growth engines within the wholesale banking industry

Technological

Our world-class risk management tools enable superior understanding and managing of consumer and SME lending portfolios

More about Multitude Bank

Wholesale Banking is facilitated by Multitude Bank, wich is the backbone of the Multitude growth platform, offering various banking services to customers via different brands. The Bank offers its customers secure and professional deposit and personal loan solutions at speed, with the simplicity and openness of our efficient online service.