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Digital lending for consumers

Ferratum fulfils consumers’ small, short-term, unplanned financial needs. By doing so, Ferratum gives customers more freedom to finance their lifestyles on their own terms through solutions appropriate to individual financial circumstances.

All services of Ferratum are easy, fast, available online, and customers can have funds on their account as fast as within minutes from the approved application.

Ferratum is the oldest business unit on the Multitude platform, with operations since 2005.

Main USP's
Ferratum differentiates itself from other players on the market, e.g. through:
  • Fully digital application and lending experience
  • Strong AML & KYC procedures to ensure responsible lending
  • Flexible financial offering at an unmatched speed of service

Key growth drivers

Ferratum has full access to the Multitude platform e.g. the regulatory and technological foundation for speed, cross-resourcing and selling opportunities for efficiency, and access to favourable funding.

Internal

Internal

Further roll-out and growth of CreditLimit, the most popular product in Ferratum

Macroeconomics and trends

Macroeconomics and trends

A growing amount of population without access to digital and easy funding; Increasing consumer process leading to an increased need for finance

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Technological

New features and further enhanced customer experience

What customers say about Ferratum

“Ferratum is the best and most reliable international lender because of its transparent terms. Easy communication, good refund terms, good and understandable terms for a new customer.”

- Ineta G

Latvia

“Ferratum is a player you can rely on. They will definitely help in a difficult moment.”

- Svetlana M

Latvia

“Lightning fast and pleasant service. Can only be recommended”

- Peter N

Denmark

“I could always trust Ferratum, when the wind is swinging my bridges, and the sky is gray, and I believe my bridges will endure!”

- Lumira L

Finland

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More about Ferratum

Ferratum provides consumers with a short-term financial safety net in times of need. Fast, easy, and reliable, resulting in an offering of more than money to everyone.

Ferratum Insights

The first edition of “Ferratum Insights 2022” focuses on the impact of the high inflation in Europe. The participants in the survey answered questions about their spending behaviour, thoughts, and concerns of inflation and how it impacts their household economy. In fact, The Ferratum Insights makes it possible to compare and study the effects on households in thirteen countries and how consumers in each country are dealing with the inflation in everyday life.

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