Capital
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Day 2025

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Rewatch the Capital Markets Day 2025 Webcast

The event took place virtually on Thursday, 13 November 2025, starting with the 9M 2025 Financial Results Earnings Call.

In addition to presenting the current 9M 2025 figures, the Group’s Leadership Team provided an update on Multitude’s strategic ambitions, growth opportunities, and financial targets.

CMD 2025: Agenda

TIME	TOPIC	SPEAKER
13.00	Welcome & introduction	Adam Hansson Tönning, Head of Treasury & IR
13.05	9M 2025 Financial results	Antti Kumpulainen, CEO; Bernd Egger, CFO
13.35	Q&A	Antti Kumpulainen, CEO; Bernd Egger, CFO
13.45	20 years of Multitude	Jorma Jokela, Founder & Strategic Projects
14.00	Multitude Strategy	Antti Kumpulainen, CEO
14.20	Consumer Banking	Kristian Kajakas, Tribe CEO
14.40	Business Banking	Mantvydas Stareika, Tribe CEO
15.00	Wholesale Banking	Alain Nydegger, Tribe CEO
15.20	Financial guidance	Bernd Egger, CFO
15.30	Q&A	All speakers
15.40	Final words	Adam Hansson Tönning, Head of Treasury & IR

Creating Success Stories in Fintech

Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized enterprises, and other FinTechs overlooked by traditional banks. Founded in Finland in 2005, is registered in Switzerland and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'MULT'. Multitude Group employs over 700 people in 25 countries and offers services in 17 countries. The services are provided through three independent business units.

Our Business Units

Serving consumers’ small, short-term, unplanned financial needs.

Growth financing for SMEs, the backbone of the European economy.

Accelerate business expansion with our bespoke funding solutions.

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