Ferratum: First trading day of the FinTech IPO on Prime Standard of the Frankfurt Stock Exchange

  • Starting today, Ferratum, an international provider of mobile consumer loans, will be listed in the Prime Standard of the Frankfurt Stock Exchange
  • Total gross proceeds of EUR 110.8 million with a price per share of EUR 17 per share, thereof EUR 48.2 million in gross proceeds to Ferratum
  • Trading started at an initial price of EUR 17.50, 2.9% above the issue price

Helsinki/Berlin, 6 February 2015 - Ferratum Oyj (together with its consolidated subsidiaries hereafter "Ferratum Group" or "Ferratum"), an international provider of mobile consumer loans headquartered in Helsinki, has successfully completed its IPO with the initial listing of its shares. Starting today, the shares of Ferratum Oyj (ISIN: FI4000106299, WKN: A1W9NS) will be traded in the Prime Standard of the regulated market of the Frankfurt Stock Exchange. Trading started at an initial price of EUR 17.50, thus around 2.9% above the issue price of EUR 17 per share. Jorma Jokela, CEO and founder of Ferratum Group, rang the bell for the opening price and celebrated the stock market debut on the trading floor in Frankfurt together with Dr. Clemens Krause, CFO of Ferratum Group, Lea Liigus, CEO of Ferratum Bank Ltd, and invited guests.

"We are very pleased with the successful initial listing of Ferratum's shares. We view the successful completion of our IPO as a confirmation that the business model we have set out for Ferratum is appealing to investors, that they honour our long-standing expertise in the area of mobile banking services and that they believe in the future growth potential of our company. The banking sector is currently in a phase of upheaval and this opens up great market opportunities. We feel that Ferratum is well positioned in this positive environment to establish itself as an international mobile bank. The successful IPO is a very important step for Ferratum", says Jorma Jokela, founder and CEO of Ferratum Group.

Ferratum intends to use the net proceeds from the IPO to implement its growth strategy. In addition to organic growth in the 20 markets in which Ferratum is already present, Ferratum is focusing on the expansion of its business activities into 30 countries in the mid-term and the diversification of its product portfolio. Furthermore, Ferratum plans to strengthen its equity position for the future start of deposit business.

Lea Liigus, CEO of Ferratum Bank Ltd: "The EU banking licence is a salient factor for the geographical expansion and correspondingly for the further business growth. It allows us to expand to a number of new markets, in which such a license is a pre-requisite to carry out business. Therefore, the EU banking licence enables us to engage in regulated transactions in all EU Member States. Since commencing its operations in March 2013, the Bank has managed to seamlessly integrate its banking licence in the business operations of the Group."

Dr. Clemens Krause, CFO of Ferratum Group, adds: "Ferratum is a great success story ever since Jorma Jokela founded the company in 2005. In 2013, Ferratum generated revenues of EUR 58.2 million and operating profit (EBIT) of EUR 7.3 million. In the first eleven months of 2014, revenues already amounted to EUR 63.5 million and operating profit (EBIT) to EUR 10.1 million. We also already have 1.0 million active and former customers and 2.8 million user accounts in our database. We are confident that Ferratum has reached a crucial stage of development with its IPO. This makes us confident that 2015 will be a successful financial year."

 

About Ferratum Group:

The Finnish Ferratum Group, a pioneer for mobile micro credits in Europe, offers short-term consumer loans. Ferratum's customers can utilize digital media to apply for consumer credit in amounts varying between EUR 25 and EUR 2,000. Managed by its founder Jorma Jokela, Ferratum has expanded rapidly since it was founded in 2005: Ferratum has 1.0 million active and former customers who have been granted one or more loans in the past and 2.8 million total user accounts in its database (as of 31 December 2014). In the fiscal year 2013 revenues amounted to EUR 58.2 million with an EBIT margin of 12.6%. Ferratum is represented in 20 markets (including Canada) and employs more than 350 people.

Contact:
Ferratum Group                                                           
Dr. Clemens Krause, CFO                                                 
T: +49 30 88715308                                               
F: +49 30 88715309                                    
M: [email protected]                       

cometis AG
Henryk Deter | Mariana Kuhn
T: +49 611 20 58 55-61
F: +49 611 20 58 55-66
M: [email protected]

 

Disclaimer

This Corporate News is not a prospectus pursuant to the applicable capital market rules in Finland or Germany. Any investment decision must be made solely on the basis of the information contained in the prospectus as approved by the Finnish Financial Supervisory Authority and duly published. A prospectus pursuant to Finnish securities laws has been approved by the Finnish Financial Supervisory Authority and duly published and is available at https://www.ferratumgroup.com/, and can be obtained free of charge during normal business hours at the Company's offices in Germany. The prospectus is the only binding offering document in connection with the offering of the Company's securities. The Corporate News contained herein is not binding.


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